Knowledge
Want to support the people in Ukraine? Here’s how you can help
The situation in Ukraine has led to a humanitarian crisis that has forced civilians to flee their homes or take refuge in bomb shelters and subway stations throughout the country. As the world watches on TVs and smartphones, it's a natural thought to want to help in...
Real Estate Asset Classes for Commercial Investors
Understanding Asset Classes can Help You Achieve Your Commercial Investing Goals As a commercial real estate investor, your success lies in being an expert in the intricacies of your field as well as the market. So, it’s important to understand all the commercial real...
Solar Loans: Valuable Products for Credit Unions
Solar Financing is an Untapped Opportunity for Credit Unions Across the Nation According to a market research report released by Technavio, the residential solar market in the US is set to grow by $5.9 billion through 2025—a 10% overall increase. This rise is sure to...
In the Know: Credit Union Statistics
Here’s a Look at Today’s Key Stats Surrounding the Credit Union Industry Credit unions have come a long way since their inception in 1901. Alphonse Desjardins, a Canadian journalist who organized a credit union in his home with an initial deposit of 10 cents, brought...
Small Business Statistics From 2021
Check Out These 14 Small Business Stats to Springboard into 2022 Despite the continuation of the COVID-19 pandemic, the small business sector experienced overall growth in 2021. Key small business statistics prove a large portion of small businesses were able to...
2022 Small Business Trends
Key Business Trends to Keep an Eye on this Year Despite the COVID-19 pandemic, the number of small businesses has continued to grow over the last few years. It’s a testament to people’s desire to see their ambitions fulfilled, to have more financial freedom and to...
Managing Cash Flow for Small Businesses
Small Business Cash Flow is Vital to a Venture’s Long-Term Success or Failure Owning a business can come with many incentives: financial independence, a flexible schedule, community support, job creation and so much more. But, it also comes with risks. A big one is...
Top 5 Benefits of Renewable Energy
Business Owners & Entrepreneurs Can Benefit from the Many Advantages of Renewable Energy The U.S. Energy Information Administration defines renewable energy as “energy from sources that are naturally replenishing but flow-limited; renewable resources are virtually...
In the Know: Underwriting for a Commercial Loan
AVANA CUSO Answers a Popular Question: “What is Underwriting a Loan?” As a commercial real estate lender, AVANA CUSO is no stranger to the loan underwriting process—a major step toward getting approved for a loan. AVANA CUSO is proud to say it has more than 20 years...
The 5 Stages of Business Growth
To Grow a Company, Entrepreneurs Must Take the Business Through Several Common Developmental Stages Whether you’re a small business owner who runs a local restaurant or you’re the CEO of a tech startup, your company will go through the same five stages of business...
How to Secure Renewable Energy Business Loans
AVANA CUSO Provides Low-Interest Loans for Renewable Energy In coordination with our parent company AVANA Companies and sister company AVANA Capital, AVANA CUSO contributes to clean energy initiatives by providing low-interest loans to renewable energy businesses. Our...
In the Know: Commercial Construction Loans
Understand Commercial Construction Loan Rates & the Approval Process Before Applying AVANA CUSO is a seasoned lender of commercial real estate loans. As such, we provide commercial construction loans within our core loan product offerings. AVANA CUSO’s commercial...
4 Reasons Credit Union Customer Service Exceeds Client Expectations
From personalized connections to lower fees and higher returns, credit unions provide a client experience like no other financial institution. As a seasoned commercial lender who partners with hundreds of credit unions to provide loans, AVANA CUSO has a deep...
In the Know: Commercial Real Estate Appraisals
A Commercial Property Appraisal is an Important Step in the Loan Approval Process A commercial real estate appraisal is a calculated assessment conducted to determine the value of a commercial property. Commercial property appraisals are an integral part of the...
Commercial Lending 101: What You Need to Know
Learn the Ins & Outs of Commercial Lending to Better Understand Your Next Steps If you’re expanding your small business, you may be wondering: “Where will I get the funding for it?” Although personal finances and partners can put up some of the capital, much of...
5 Benefits of a Credit Union
The Benefits of a Credit Union vs Bank Make the Choice an Easy One Between 2013 and 2020, credit union membership increased by nearly 30% from 98.4 million to 126.6 million. This statistic makes it clear that more and more Americans across the nation are signing up to...
Why Credit Unions Should Focus on Commercial Real Estate Loans During the Auto Microchip Shortage
Commercial Real Estate Loans can Help Credit Unions Make Up the Difference in Auto Loan Volumes Credit unions’ portfolios have historically held a large percentage of auto loans for both new and used vehicles. However, the volume of auto loans has significantly...
How to Get a Loan to Start a Business
Getting a Small Business Loan can be Essential to Financing Your Venture For those starting or growing a business, getting a small business loan is one of the first steps. With more than two decades of professional commercial lending experience, AVANA CUSO can aid a...
5 Types of Small Business Loans that can Help Your Company Thrive
AVANA CUSO and Its Sister Company LendThrive Offer Various Business Loans that Support Any Venture. Whether you’re opening a retail store on Main Street, expanding your restaurant or growing any other budding venture, you’ll likely need a business loan to help fund...
How to Choose a Credit Union
Consider Several Factors When Choosing the Best Credit Union to Suit Your Needs With more than 6,200 credit union businesses in the United States, it can be difficult to choose the one that’s right for you and your financial needs. Luckily, AVANA CUSO has more than 20...
Why You Should Choose a Credit Union vs a Bank
AVANA CUSO Explains the Difference Between a Credit Union and Bank AVANA CUSO has more than two decades of experience providing participation loans to credit unions and their borrowers. With such extensive experience working with credit unions, AVANA CUSO understands...
How to Finance the Acquisition of or Refinance Your Small Business Owner-Occupied Building with a SBA 504 Loan
Understanding SBA 504 Loan Rates, Requirements & Terms is Integral to Financing Real Estate for Small Businesses As a seasoned commercial real estate lender, AVANA CUSO has facilitated SBA 504 loans to small business owners across the nation for over 20 years....
An Introduction to Commercial Real Estate Loan Terms
AVANA CUSO answers a popular question: “What are the typical commercial real estate loan terms?” As a commercial real estate lender with more than two decades of experience, AVANA CUSO has funded various types of commercial loans ranging from bridge to conventional....
4 Common Types of Commercial Real Estate Loans
AVANA CUSO Breaks Down the Most Popular Commercial Real Estate Loans Available As one of the country's top commercial lenders catering to credit unions and their borrowers, AVANA CUSO offers a variety of business loans ranging in size from $2 to $25 million. Each of...
How to Properly Review a Commercial Appraisal
As a Lender, Knowing the Ins & Outs of a Commercial Real Estate Appraisal is Incredibly Important As a commercial real estate lender, AVANA CUSO has decades of experience assisting credit unions and their borrowers in the commercial real estate loan process. One...
AVANA Capital & AVANA CUSO Work Together to Positively Impact Local Economies
AVANA Capital Investments Align with AVANA CUSO’s Mission of “People Helping People" Less than one year ago, a majority stake in AVANA CUSO was purchased by AVANA Capital, a financial institution with nearly two decades of experience in commercial lending. Not only...
Debt Refinancing Available Through the SBA 504 Program
Effective July 29, 2021, business owners can now save money and refinance existing conventional loans, SBA 7a loans and SBA 504 debentures. A new rule was just enacted by the US Small Business Administration (SBA) to better meet the debt refinancing needs of small...
Forbes Recognizes 12 AVANA CUSO Partners Among the Best Credit Unions in the US
AVANA CUSO is proud to work with the best financial credit unions across the nation Twelve of AVANA CUSO’s credit union partners were recently recognized by Forbes as “America’s Best Credit Unions In Each State.” In collaboration with market research firm Statista,...
Expert Advice on How to Get into the Commercial Real Estate Business
Three Important Basics to Understand Before You Buy Any Commercial Property As a commercial real estate lender with more than two decades of experience, AVANA CUSO has advised countless investors on how to get into commercial real estate. Before you buy commercial...
The Commercial Real Estate Loan Process Explained
AVANA CUSO Assists Through the Full Lifecycle of the Commercial Loan Approval Process The commercial real estate loan process is more complex than a residential loan. AVANA CUSO, one of the nation’s most seasoned commercial lenders funding loans up to $15 million,...
“AVANA CUSO has provided FAST CU with great LP opportunities which in turn allows us to strategize our balance sheet to best serve our members.”
FAST Federal Credit Union