Commercial Loan Products

A Full Range of Financing Solutions

Learn about AVANA CUSO’s comprehensive portfolio of commercial loan solutions. From term loans to SBA 504 products, and bridge and construction loans, AVANA CUSO provides tailored strategies to help entrepreneurs grow their businesses and achieve their goals.

Commercial Real Estate


AVANA CUSO provides conventional financing to businesses in a variety of asset classes, including retail projects, multi-family housing, office buildings, healthcare facilities, assisted living properties, educational institutions, self-storage facilities and other special use properties (hospitality, cold storage, etc.). Our loans range in size from $2.0 to $25.0 Million and generally have terms of five to ten years, and we offer amortization of up to 30 years. Each of our loans is customized to position the borrower and asset for long-term growth and ownership respectively.

SBA 504


The SBA 504 1st Mortgage Loan from AVANA CUSO, and its parent company, AVANA Companies, is designed to help entrepreneurs acquire, renovate, build, or purchase commercial real estate. These loans provide the small business owner with the opportunity to own their building with a reduced down payment and still retain a low long-term fixed rate while preserving working capital that can be used to grow the business. Our flexible loan structures provide financing solutions that are scalable to your future growth.

Conventional Construction


Commercial construction loans with AVANA CUSO and its parent company, AVANA Companies, are designed to support growing businesses and help preserve wealth. Our lending experts are there every step of the way to help guide large projects from start to finish. AVANA Capital’s team takes the time to understand the complexities of your industry, market, and project needs. Ongoing communication with contractors, architects, and vendors helps ensure that your construction project is completed on time and on budget.

Renewable Energy


AVANA CUSO and its parent company, AVANA Companies, provide project developers and their tax equity partners with lending solutions rooted in a deep understanding of the industry and market needs. Our renewable energy lending products include pre-development, development, equipment, construction and mini-perm financing, as well as distressed debt acquisition. Our dedicated focus and experience in solar energy and waste (Biogas) energy projects enable us to create tailored solutions that support our borrowers in the development and growth of their businesses, contributing to the expansion of clean energy across the United States.

Specialty Lending


Our team at AVANA CUSO is experienced in creating solutions for growth-oriented entrepreneurs whose businesses need tailored structures to take their operations to the next level. Operating in a variety of property types, we aim to serve successful business owners with rapid decisioning and customized solutions that promote growth of ongoing business and CRE enterprises.

“AVANA CUSO provided us with loan growth, reducing our interest rate risk and gave us diversification outside of our small market area.”

– Jonathan Mays, VP of Mortgage and Commercial Lending

Commonwealth Credit Union