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AVANA CUSO is one of the most seasoned credit union service organizations (CUSO) focused on commercial real estate. Established in 1998.
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Archive for month: April, 2025
How AVANA Companies’ Brands Serve Entrepreneurs
Entrepreneurs have a lot on their plates. So, it’s extremely valuable to them to partner with financial institutions that understand their needs and can support their growth.
As you know, AVANA Capital is a member of the AVANA Family of Companies, a member of the 2022 Inc. 5000. As a collective, AVANA is focused on delivering “capital for a better tomorrow.” We support American businesses and provide impactful, socially-driven investment opportunities that preserve wealth and create growth.
Here we’re breaking down our family tree so you know how we support both budding and seasoned entrepreneurs.
We at AVANA Capital have aided small and medium-sized businesses in the United States for over two decades.
Our focus is on customized commercial real estate loans. This includes construction loans, bridge loans and hospitality loans. We also help niche industries, such as cannabis and renewable energy. AVANA Capital is dedicated to helping business owners discover the financing method that is right for their business.
AVANA CUSO is simply the best credit union service organization (CUSO) out there. They partner with credit unions and brokers in the United States to support entrepreneurs by originating and servicing commercial real estate (CRE) loans.
With decades of experience behind them and a focus on customer service and long-standing relationships, AVANA CUSO allows for customized and competitive financing.
LendThrive is a transparent and painless platform that supports entrepreneurs in most industries. They do so by offering fixed-rate small business loans of up to $150,000 that can be accessed in as little as 24 hours.
Additionally, LendThrive’s financing is available without hidden fees, prepayment penalties, front-loaded interest expenses and a hard credit pull for pre-qualification.
All of this gives business owners more flexibility and liquidity to use their loans for:
- Working capital
- Repayment of existing debt
- To finance a growth opportunity
- To provide immediate access to capital while another, potentially larger loan is in process
EqualSeat provides a way for individual investors to access institutional-quality commercial debt investments through its intuitive and easy-to-use platform. Essentially, they’re democratizing access to investments in small business debt.
EqualSeat has created an excellent opportunity for entrepreneurs to easily and quickly invest in options that offer reliable monthly returns. Equally, entrepreneurs can utilize EqualSeat to boost their retirement savings as an alternative to volatile stock market investing.
Learn more about our recently Closed Projects
Company Insights
Since 2002, AVANA has empowered businesses to grow and thrive through specialized lending and financing solutions. AVANA is comprised of a dedicated and diverse team of finance professionals with a unified mission to create jobs, stimulate economies and contribute to clean energy. Focused on supporting and providing impactful, socially-driven investment opportunities that preserve wealth and create growth.
$6.0 Billion Loans Funded
10,000+ Jobs Created
500,000 Homes+ Powered by Clean Energy
The Importance of a Commercial Real Estate Lawyer
For any commercial real estate investor, there are few things more exciting than seeing the value of a portfolio grow and the number of properties expand. So, it can be of the utmost importance for investors to hire a commercial real estate lawyer who can help protect investments and navigate the complexities of the industry.
Why do Investors Need a Commercial Real Estate Lawyer?
Commercial property investors likely have peers who have hired a commercial real estate lawyer to represent them and wondered if they need one themselves. The truth is that commercial real estate (CRE) investing often involves complex deals and intricate negotiation of terms, not to mention a sizable upfront investment.
Therefore, it can be highly valuable to hire a commercial real estate lawyer that understands the nuances of the industry, the nature of making these deals, and how to protect investors’ investments and interests at all stages. Drafting and signing contracts is almost never a straightforward process, and it can be highly risky for investors to go it alone without a commercial property attorney weighing in with their expert knowledge.
Above all, the job of a commercial real estate lawyer is to protect investors’ rights and interests regarding a variety of aspects affecting CRE investments, including:
- Navigating commercial real estate law
- Purchases and sales, including property transactions
- Real estate development
- Commercial lease disputes
- Lease agreements
- Corporate ownership agreements
- Title insurance
- Zoning laws
- Commercial real estate loan agreements
Hiring a commercial real estate lawyer can help save investors valuable time and money, and give them the peace of mind that they’re getting a fair deal while adhering to all laws and regulations.
When Should You Hire a Commercial Real Estate Attorney?
When hiring a commercial real estate attorney, investors have access to an expert in all things related to real estate law. Importantly, they can help successfully close deals, protect investors’ interests, avoid litigation, and represent them in any disputes.
Commercial real estate attorneys understand the necessary property inspections to be done and what the local real estate laws are so investors don’t enter into unfavorable deals. Thus, it’s beneficial for investors to hire a commercial real estate attorney at the onset, before making purchases or signing contracts.
That said, this attorney is a valuable asset at all stages of ownership and property management, as disputes and lease agreements can come up at any time.
How to Find a Qualified Commercial Property Attorney
All in all, hiring a commercial property attorney can protect investors in a number of ways and ensure CRE deals are fair and legal. Since commercial real estate investors are often not experts in contract negotiating and real estate law, expert representation in these situations is highly recommended.
When looking to hire a commercial property attorney to protect interests and save both time and money, explore the following resources to find the best commercial property attorneys in the area:
AVANA Companies Celebrates 20 Years of SupportingSmall Business Owners
Peoria, Ariz. (November 17, 2022)— AVANA Companies (AVANA), a family of lending and investment platforms dedicated to supporting small businesses and preserving wealth, is celebrating 20 years of making a positive impact for and through their customers. Brothers Sundip and Sanat Patel founded AVANA with a vision to provide entrepreneurial capital to disadvantaged business owners. With a […]
Top Digital Banking Solutions Credit Unions Should Consider in 2023
Every new year brings new innovations in the financial services space. So, now’s the time – before competitors beat you to the punch – to reassess if members’ digital needs and preferences are met for 2023.
In today’s ever-evolving environment, if credit unions aren’t looking for ways to improve the customer experience and add more value for members, they risk falling behind the curve and even losing members.
To avoid that outcome, let’s look at some of the top value-adding digital solutions that credit unions can utilize this year.
Mobile-First or Omnichannel Banking Access
Nowadays, if banking isn’t easily accessible via an app, the truth is that most new customers simply won’t view your CU as a viable option for their finances. In fact, nearly 97% of Millennial banking customers use mobile banking.
Understandably so, people like immediate access to their accounts from mobile devices. Equally, they want an efficient user experience free of glitches and delays.
So if your credit union doesn’t already have a quality mobile app available, or one in the works, this is definitely something to prioritize. It’ll not only aid in your CU’s growth but also in the satisfaction of members.
AI Implementation
There are still a lot of questions out there regarding AI and what it can and cannot do, particularly in the world of finance. However, the fact of the matter is that many financial institutions are adopting AI into their processes to help them accomplish routine tasks with better efficiency.
While full-on AI integration is a large investment and takes quite a bit of time, this doesn’t mean that credit unions can’t, or shouldn’t, begin with smaller AI projects at first.
Some of the main ways to implement AI into banking solutions include adding a chatbot on your website, credit-scoring loan applicants and more.
As you can see, AI can play a relevant role across various business functions for credit unions. It just depends on how it can best serve yours and bring members the most value.
More Personalization
As competition in the financial solutions space expands, the push for increased personalization in terms of member engagement will likely continue in 2023 and beyond.
When it comes to digital interactions, members want to feel like their needs and preferences are safeguarded and prioritized, despite not being face-to-face with staff.
With this in mind, many credit unions this year will likely take action by adopting software programs that help them collect more customer data, extract valuable insights and more thoughtfully serve members, all in order to provide more personalized service and expertise.
Even beyond our own financial services industry, consumers’ digital expectations are that they receive personalized product recommendations, top-quality customer service interactions and much more. It’s essential that financial institutions keep up with those expectations as well.
Are Credit Unions Safer Than Banks?
Hospitality entrepreneurs in the USA acquire, develop, and reposition commercial real estate properties by securing credit from different commercial real estate lenders, including banks, non-bank institutes, and credit unions. However, they ensure financial stability by using safety and security in financial institutions as key criteria for selecting a lender.
The criteria help them secure funds despite adverse economic conditions. Both banks and credit unions meet the varying needs of hospitality entrepreneurs while ensuring financial safety and security. However, they differ from each other in many aspects. In this blog post, we discuss what makes banks and credit unions different and why credit unions are safer than banks.
How do Banks and Credit Unions differ?
Banks are for-profit financial institutions that act as intermediaries between depositors and borrowers. In addition to accepting deposits, they generate profits for shareholders by offering a slew of credit products and financial services. Commercial and saving banks in America protect depositors against financial losses securing deposit insurance provided by the Federal Deposit Insurance Corporation (FDIC).
Credit unions are nonprofit financial cooperatives established, owned, and managed by their members. Members can be stakeholders in an organization, employees of a company, or residents of a community, etc. Credit unions usually provide conventional banking services to their members. They safeguard members’ money using deposit insurance provided by the National Credit Union Administration (NCUA). There are many benefits of a Credit union for their members, e.g. offering better interest rates and lower service fees.
Are credit unions better and safer than banks? Let’s find out!
Banks vs. Credit Unions (Key Operational Differences)
Goals
As noted earlier, banks operate as for-profit financial institutes, while credit unions operate as non-profit cooperative financial institutes. Banks are owned by shareholders. They focus on generating higher returns to stakeholders. On the other hand, credit unions prioritize superior service delivery to members over profit maximization.
Deposits
Credit unions offer fewer financial products and services than banks. Banks offer a wide range of deposit products, while credit unions offer specialized deposit products. However, credit unions offer a higher rate of interest on savings and CDs in comparison to banks.
Credit
Banks offer a wider range of credit products and solutions than credit unions. They minimize lending risks by setting stricter lending criteria and robust underwriting processes. On the other hand, the member-focuses approval process enables credit unions to provide loans faster than banks. However, they do not offer many complex loan products offered by banks.
Interest Rates
Banks increase profits by setting lower interest rates on deposits and higher interest rates on loans. Despite offering flexible lending solutions, they support differential interest rates. On the other hand, credit unions deliver better returns on deposits and offer loans at affordable interest rates. Hence, depositors and borrowers save money by prioritizing credit unions over banks.
Fees
Most credit unions offer free monthly checking accounts and do not charge monthly maintenance charges. It becomes easier for them to curtail fees as the profits go back to members. Banks, on the other hand, increase profits by charging various fees to customers. Most banks charge ATM fees and overdraft fees while charging monthly maintenance charges.
Customer Service
Banks have a larger and wider customer base than credit unions. Most banks deliver onsite and remote customer service using cutting-edge technologies like artificial intelligence. However, they prioritize profits over customer service experiences. On the other hand, credit unions foster strong relationships with members by providing personalized customer service. Members still lack the option to access 24/7 customer service across communication channels.
How do Banks and Credit Unions Ensure Financial Safety and Security?
Both banks and credit unions promote financial security in several ways – insuring deposits, implementing risk management strategies, and meeting compliance requirements. However, they ensure financial safety and security in different ways.
Deposit Insurance
Banks insure deposits using the Federal Deposit Insurance Corporation (FDIC). The independent government agency currently protects every bank depositor up to $2,50,000. A depositor receives the insurance amount in case the FDIC-insured bank fails. At the same time, credit unions safeguard share owners at the National Credit Union Administration (NCUA). The National Credit Union Share Insurance Fund (NCUSIF) provides $2,50,000 per credit union member in adverse financial conditions.
Risk Management
Banks ensure prudent risk management by diversifying loan portfolios, assessing credit risks, implementing robust underwriting processes, and conducting regular audits. In addition, they boost financial health and combat adverse economic conditions by conducting stress testing regularly. Credit unions ensure financial stability by assessing and addressing various types of risk – credit risks, interest rate risks, liquidity risks, operational risks, and compliance risks.
Compliance Requirements
Banks in the USA have to comply with federal and state regulatory requirements. They meet compliance requirements by defining capital requirements, loan limits, consumer protection, and anti-money laundering. Federal and state agencies ensure regulatory compliance through the supervision and examination of banks periodically. On the other hand, credit unions must comply with the regulations set by the National Credit Union Administration (NCUA). They ensure compliance by updating policies and conducting compliance audits regularly.
Why are Credit Unions Considered Safer than Banks?
Member-Focused Structure: Credit unions are owned and managed by members. Each member must meet specific eligibility criteria to join the union. As part owners, members can influence operations as well as the decision-making process. Hence, credit unions, unlike banks, do not make high-risk and profit-driven decisions.
Favorable Lending Terms: Credit unions offer higher returns and favorable terms to members. They provide higher interest rates on interest-bearing accounts. At the same time, they enable members to secure credit at lower interest rates without paying additional fees.
Lower Failure Rates: According to a study by the Haas School of Business at UC Berkeley, credit unions have a lower failure rate than banks. After the Great Recession, over 400 banks failed while 100 credit unions failed. The lower failure rates help credit unions enhance their reputation and credibility in the volatile finance sector.
Personalized Services: Along with prioritizing members’ best interests, credit unions boost their experiences by offering personalized services. They customize deposit and credit products according to the precise needs of individual members. The personalized services contribute towards improving their safety and stability.
When do Banks Offer More Security than Credit Unions?
Credit unions have a reputation for being safer and more secure than banks. However, there are many situations where banks beat credit unions in the category of financial security.
Large-Scale Financial Backing: Stronger capital reserves and global market access enable banks to fund large-scale investment and lending opportunities. In addition to helping high-net-worth individuals get higher ROI, they facilitate mergers, acquisitions, and issuance of shares in the corporate sector.
Extensive and Advanced Infrastructure: Banks have a more extensive infrastructure than credit unions. Along with having branches across locations, they accelerate financial transactions by supporting digital and mobile banking. They further ensure financial safety by implementing cutting-edge data security systems and AI-powered fraud detection tools.
Wider Range of Financial Products: Banks cater to the diverse financial needs of customers – students, working professionals, entrepreneurs, small businesses, and large enterprises. In addition to providing a variety of credit solutions, they allow customers to choose from a wide range of savings, investment, and wealth management options.
How does AVANA CUSO Support Credit Unions and Their Members?
As a leading Credit union service organization, AVANA CUSO has been fostering the financial well-being of credit unions and their members in several ways. Firstly, our end-to-end customer service helps credit unions offer tailored financial solutions at competitive rates without undertaking higher risks. Secondly, credit unions promote sustainable lending and deliver higher returns by leveraging our experience, expertise, and technologies.
Conclusion
When availing financial services, borrowers prefer credit unions to banks to leverage several safety and security advantages. In addition to getting higher interest on accounts, they get credit products at lower interest rates and on favorable lending terms. As highlighted by several studies, credit unions have built a reputation of being safer than banks. Furthermore, they pool resources and curb service costs using credit union service organizations (CUSO) as backend and profit centers.
About AVANA CUSO
Established in 1998, AVANA CUSO is one of the most seasoned credit union service organizations (CUSOs) with a focus on commercial real estate lending.
Driving excellence through end-to-end customer service and our investments in technology, AVANA CUSO connects credit unions with commercial real estate entrepreneurs, brokers, and small business owners through participation lending.
Our mission is to help credit unions diversify their lending portfolios by expanding their lending programs beyond local communities, mitigating concentration risk while enhancing loan-to-share ratios.
Part of the AVANA Family of Companies, AVANA CUSO is an ESG lending organization that strives to improve communities by funding socially responsible projects that boost economic growth and foster job creation. AVANA CUSO is headquartered in Glendale, Arizona.
Managing Cash Flow for Small Businesses
Small Business Cash Flow is Vital to a Venture’s Long-Term Success or Failure
Owning a business can come with many incentives: financial independence, a flexible schedule, community support, job creation and so much more. But, it also comes with risks. A big one is cash flow. According to a study performed by Jessie Hagen for U.S. Bank, 82% of small businesses fail due to poor cash flow management.
Additionally, business analytics platform CB Insights cited a startup’s inability to properly manage cash flow as the number one reason for its demise. Such statistics highlight the critical importance of successfully managing cash flow for small businesses.
What is Small Business Cash Flow?
Small business cash flow is the movement of funds coming in (revenue, income) and going out (expenses) of your business’s bank account. If the expenses exceed the revenue and income (negative cash flow), your venture may struggle and, ultimately, fail. However, if income and revenue outweigh expenses (aka positive cash flow), your business has a greater chance of success.
When determining your small business cash flow, it’s important you understand the difference between accounts receivable (AR) and accounts payable (AP). Accounts receivable tracks the amount of money coming into the business.
AR typically accounts for the money customers pay you for your products or services.
AP refers to your company’s liabilities. This includes the money that is leaving your business and what you owe. This can include business loans, credit card payments, operating expenses and utilities, payroll and more.
Why Managing Cash Flow is Important
Managing cash flow should be a top priority for every small business. The state of your cash flow can make or break your business in the short and long term. Maintaining positive cash flow is integral to growing your business and meeting your financial commitments. Ensure you have enough cash on hand to pay bills as well as improve business operations with strategies such as new construction, equipment purchases, marketing and advertising, staffing and more.
If you can’t easily get your hands on cash, it’s going to be difficult to pay loans or bills on time, leading to late fees and additional interest. Cash flow is also one of the major financial health factors lenders will review to approve or deny a loan. If your business demonstrates positive cash flow, there’s a higher probability of securing a loan.
Although managing cash flow is such an integral aspect of any business, it is not an easy feat. Not only should you aim for positive cash flow, but also you should attempt to control the pace and timing of that cash flow.
Ensure AR is receiving payments on time. Ensure AP has enough cash on hand to put money aside for all expenses – both expected and unexpected expenses. Essentially, AR and AP must be in sync so that income entering the business is ready and waiting to exit the business when needed.
5 Tips for Improving Small Business Cash Flow Management
Here are some excellent tips for small business cash flow management:
- Understand the Cash Flow Cycle
The cash flow cycle runs from the time an entrepreneur purchases the materials necessary to create a product or provide a service, and it runs through the time of the collecting payments. Keep track of your income, expenses and the cycle by using cash flow statements. Review those documents to adjust any inconsistencies or potential cash flow problems. For instance, you may need to collect payments earlier in order to pay a bill.
- Ensure Customers Pay on Time
Although it may be uncomfortable to ask customers for payment, be proactive about it. To avoid awkward conversations, automate the payment process with invoicing software, such as QuickBooks for small businesses, or send email reminders. If these don’t work, you may have to pick up the phone or contact a collection agency.
- Turn Over Inventory
To improve your cash flow, turn your inventory more quickly by increasing sales. Cutting down on the amount of money you have tied up in inventory frees your businesses’ cash.
- Negotiate with Vendors & Customers
Negotiate with the accounts receivable and payable of other companies. For instance, you can request shorter payment terms with your customers or longer terms with your vendors. It never hurts to ask!
- Consider Invoice Financing or Cash Flow Loans
There are additional ways to manage your cash, including invoice financing and cash flow loans. Invoice financing involves working with third-party companies to obtain an advance (total or partial advances) on outstanding invoices. A cash flow loan is typically a short-term, high-interest loan or line of credit business owners use to cover expenses.
Using these tips and strategies will go a long way in helping you improve your small business’ cash flow. Just remember: This is never a “set it and forget it” endeavor. Properly managing cash flow requires constant oversight and discipline. But the fruits of that labor can be significant!
About AVANA CUSO
Established in 1998 and headquartered in Simi Valley, CA, AVANA CUSO offers competitive commercial real estate loans. We partner with credit unions and connect them to investors across the United States. Additionally, we uniquely support and guide our partners through the entire loan process. AVANA CUSO is a proud member of the AVANA Family of Companies.
Dearborn Flex Project
Avana Companies are pleased to announce the closing of $10,125,000 loan project. The investor was looking for additional funds to complete the acquisition of an office property in Dearborn, MI.
The property was built on 175,259 square feet containing single-tenant offices in the Dearborn area and it is 100% occupied between two tenants. It was acquired by the investor at an attractive market based rate.
AVANA Companies are always committed to provide financing solutions for small to medium-sized developers and investors.
Top Rural & Agricultural Credit Unions
About 60 million people live in rural communities throughout the country. Rural dwellers’ inconvenient distance from financial hubs and their unique financial needs mean they often look for specialized support.
As such, there are a number of savvy credit unions that specifically serve the needs of this large population. And, they serve them better than standardized banks or other financial institutions that don’t have a specialized rural focus.
The employees of rural and agricultural credit unions understand these lifestyles and communities on a firsthand basis, so they can provide more personalized service to the people who live in such areas.
These CUs offer such high-quality services and specialized financial products given their expertise in rural communities and their financial needs. Plus, they typically and wisely partner with a seasoned credit union service organization (CUSO), such as AVANA CUSO. AVANA CUSO has decades of experience partnering with credit unions across the country to help diversify their lending portfolios and better serve their members.
Here our financial experts have compiled the top credit unions in the United States that serve rural and agricultural communities.
History of Credit Unions
Before we review some of the top rural and agricultural credit unions of today, it’s worth highlighting the history of credit unions altogether.
The first credit union was established in 1864 by Friedrich Raiffeisen, the mayor of a small German village. He set out to create a rural cooperative by compiling capital that he could distribute as loans to those in need of funds.
Raiffeisen largely created his innovative financial institution to aid poor farmers in the region due to his strong belief that credit unions would be a conduit for social and community change. As we know, he was right.
The spirit of community-first banking solutions still rings true across the credit union industry today. The following list of credit unions continues to advance their rural and agricultural members with many of the same values on which Raiffeisen founded the first-ever CU.
1. Agriculture Federal Credit Union
Based in Washington, D.C., and serving members across the country since 1934, Agriculture Federal Credit Union (AgFed) aims to provide members with financial services of the highest quality.
People are eligible for membership if they are in the D.C. area or are part of one of the Select Employee Groups (SEGs), which includes the U.S. Department of Agriculture, the American Crop Protection Association, the Agricultural Cooperative Development International and dozens of others.
AgFed offers auto loans, credit cards, home equity loans, checking accounts and more to help professionals in the agricultural field meet their financial goals.
2. Rural Cooperatives Credit Union
The Rural Cooperatives Credit Union was founded in 1964 and aims to assist members in realizing their personal financial success through competitive and value-oriented products and services.
They pride themselves in the way they give back to their members and rural communities while still being a full-service financial institution. Their main products include low-rate loans and convenient checking accounts that have no monthly maintenance fees and free in-network ATM withdrawals.
To become a member of the Rural Cooperatives Credit Union, you must be an employee of or family member of an employee who works for Electric Cooperatives in Kentucky, Ohio and Tennessee or be a member of a number of other energy and utility-based professions in these states.
3. Heartland Credit Union
Heartland Credit Union is based in southwest Wisconsin and serves members primarily across rural Wisconsin, Iowa and Illinois. Heartland is focused on preserving rural America and supporting its customers in the agricultural industry through cost-effective financial services.
The credit union opened in 1936 and, aside from personal and business banking solutions, they also offer agricultural financial products, including personal farm property, real estate, operating lines of credit and FSA-guaranteed loans to help farmers in their area.
About AVANA CUSO
Established in 1998 and headquartered in Simi Valley, CA, AVANA CUSO is one of the most seasoned credit union service organizations (CUSO) focused on commercial lending. For decades, we have partnered with credit unions across the country to offer competitive and collaborative loans. We also uniquely support and guide our partners through the entire lifecycle of our loans. AVANA CUSO is a proud member of the AVANA Family of Companies.
The Importance of a Commercial Inspection
Commercial Property Inspections are an Essential Step in Closing a Sale
As a commercial real estate lender, AVANA CUSO has funded countless commercial real estate loans of varying scope and scale. With each of these loans, one of the most essential steps is having a property condition assessment conducted by a qualified commercial building inspector. This step safeguards buyers, investors and the lender by spotlighting a property’s hidden structural, maintenance, mechanical and hazardous shortcomings. In short, a commercial property inspection protects your investment by making you aware of potentially expensive and dangerous maintenance and repairs that will need to be addressed.
The Commercial Building Inspector’s Role
We should preface this advice by saying a comprehensive commercial inspection must be done by a qualified commercial building inspector. Their training and experience give them the optics and know-how to conduct a thorough inspection that should shed light on any large-scale issues with a commercial property.
A certified commercial building inspector will closely evaluate the following as a part of his/her inspection checklist. Then, he/she will document the property’s condition and include an estimated cost of any immediate or upcoming repairs that will need to be done.
- Building structure and its foundation
- Electrical and plumbing
- HVAC
- Roof
- Mold and hazardous materials (ex. black mold, water damage, lead paint, asbestos, etc.)
- Fire, safety and ADA compliance
- And more
Protecting Your Commercial Investment
Bottom line: A commercial property inspection safeguards you in making your real estate investment. Repairs can be expensive and time-consuming. Plus, overlooking hazards such as mold and asbestos can not only lead to costly repairs but also potential litigation should you have tenants who become ill as a result of residing or working in the property. A commercial inspection is a quick and easy step to protecting you from potentially large and costly issues down the road.
After your commercial property inspection is complete, you and your lender can then decide if the investment is a sound one.
Even if you are a cash buyer, we equally recommend you have a property inspector conduct a commercial inspection. Cash transactions sometimes overlook this step given the fact they are not needing loan approval. But cash buyers need to be just as aware of building issues so they too avoid costly repairs.
About AVANA CUSO
Established in 1998 and headquartered in Simi Valley, CA, AVANA CUSO offers competitive and collaborative commercial real estate loans. We partner with credit unions and connect them to investors across the United States. Additionally, we uniquely support and guide our partners through the entire full lifecycle of the loans, including commercial inspections. AVANA CUSO is a proud member of the AVANA Family of Companies.