Commercial Real Estate Lending For Brokers
We work with commercial real estate brokers who value transparency, responsiveness, and execution certainty

Long-Term Relationships With Brokers
One team, multiple options
Explore commercial real estate loan solutions, including SBA 504 and conventional term financing.
Thoughtful structuring
Work directly with our originators to align financing with your client’s goals. Especially on complex or multi-phase deals
Clear, broker-inclusive communication
You and your client stay informed with straightforward updates and a practical next-step approach
Relationship-respectful process
We work in a way that supports and protects the broker-client relationship behind every introduction
Extra capacity when appropriate
For some opportunities, the broader AVANA platform may support co-investment or loan participation solutions to help bring additional capital to the table
Broker's fee included in loan amount at closing
We structure the loan with your interest in mind
Loan Programs We Support
Conventional Term Loans
Financing structures commonly used for stabilized CRE (terms vary by property, borrower profile, and lender approval).
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SBA 504 Loans
SBA 504 is designed for eligible owner-occupied real estate and certain long-term business expansion needs, subject to SBA rules and lender requirements.
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Real Estate Asset Types
Franchised hotels
Franchised restaurants
Industrial
Manufacturing facilities
Medical offices
Mixed-use
Multifamily
Retail
Self-storage
Warehouse

Required Documents
For an initial review, we typically start with a few core items. We will request additional documents during underwriting and closing.
- Borrower / entity basics: last year tax return or financial statement; trailing 12-month P&L + balance sheet
- Deal overview + ownership: executive summary/offering memo; organizational chart; debt schedule; rent roll (if applicable)
- Guarantor info (as applicable): personal financial statement + real estate schedule; personal tax returns; resume/bio
Collateral often includes a first-lien mortgage, with possible UCC filings, rent assignment, and escrows (subject to underwriting).
To see the complete qualification checklist and required documents visit AVANA Capital website
Application to Funding
Submit Application
Complete our online application form with basic information. Our team will review within 24 hours
Review
We’ll evaluate your documents and request any additional materials needed.
Approval & Terms
Once approved, we’ll present loan terms and structure a customized financing solution
Closing & Funding
Final documentation and closing procedures. Funds are typically disbursed within days of closing


Why AVANA CUSO
Credit Union Connectivity
We help connect qualified commercial real estate opportunities with credit unions and lending partners. Supporting lending relationships built for long-term alignment.
Operational Depth Across the Lending Lifecycle
Support spans origination through administration, servicing, participations, and portfolio monitoring.
Technology-Enabled Reporting and Workflow Discipline
Structured processes and reporting tools can help teams stay organized, informed, and audit-ready.
Proven Success Stories
Client Testimonials

David Stepanchak, SVP
George Smith Partners, Inc.AVANA CUSO continues to provide a much needed product supported by their ability to underwrite using common sense metrics.
