Bring your next CRE deal to AVANA CUSO

Commercial Real Estate Lending For Brokers

AVANA CUSO partners with commercial real estate brokers who need a lender that respects the relationship — and actually funds complex deals.

We cover SBA 504, conventional, bridge and construction loans in all 50 states. Your client stays protected, your fee is in the loan, and your reputation stays intact

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What you can expect

Long-Term Relationships With Brokers

One Relationship, All Programs

One dedicated originator handles SBA 504, conventional, bridge and construction loans. When your client’s deal evolves or needs two structures, you have one number to call — not a different desk for every product.

Thoughtful Structuring

Our originators work directly with you to align the financing structure with your client’s goals — especially on complex, multi-phase, or transitional deals that need more than a template

Clear, Broker-Inclusive Communication

You and your client stay informed at every step. We communicate in plain language, share practical next steps, and never leave you guessing where a deal stands

Relationship-Respectful Process

We work in a way that protects the relationship behind every referral. Your client is never contacted without your knowledge, and your introduction is on record from day one

Extra Capacity When Appropriate

For select opportunities, the broader AVANA platform can bring co-investment or loan participation solutions — adding capital capacity to deals that need it without changing your point of contact

Broker's Fee in the Loan at Closing

Your fee is structured into the loan from the start — no separate negotiation. It’s in the term sheet before underwriting begins.

Options for borrowers and brokers

Loan Programs We Support

SBA 504 Loans

For a building your business occupies (51% or more). Up to 90% of project cost (85% special-use) and up to $20MM total, with the SBA debenture fixed for up to 25 years.

Explore SBA 504 Program →

Conventional Term Loans

For a stabilized, income-producing property. $1MM–$15MM, fixed for five years at the 5-Year CMT + 2.00%–3.00%, up to 75% of value, with no prepayment penalty.

Explore Conventional Program →

Bridge Loans

For a property in transition or a deal that needs to close fast. $10MM–$30MM, interest-only for up to 3 years at 1-Month Term SOFR + 4.50%–7.00%.

Explore Bridge Program →

Construction Loans

For franchised hotels: ground-up builds, expansions, brand conversions and major renovations or PIPs. $5MM–$30MM, with interest only on drawn funds.

Explore Construction Program →

Not sure which program fits your client’s deal? Compare loan programs, check eligibility or see today’s rates.

Real Estate Asset Types

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Required Documents

For an initial review, we typically start with a few core items. We will request additional documents during underwriting and closing.

Collateral often includes a first-lien mortgage, with possible UCC filings, rent assignment, and escrows (subject to underwriting).

See the full checklist, stage by stage, on our application process page.

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From Introduction to Funded

A Process Built for Brokers

01

Submit Your Deal

Property type, loan purpose, estimated value, and initial documents. Takes under 5 minutes

02

Receive Soft Quote

Your dedicated AVANA originator delivers preliminary terms within 1–2 business days

03

Structure Together

You stay on every call and email through structuring, commitment, and third-party reports

04

Close & Get Paid

We coordinate closing and escrow. Your broker fee is paid directly from loan proceeds at closing

See the Full Application Process

AVANA CUSOOur Differentiators

Why AVANA CUSO

Credit Union Connectivity

We help connect qualified commercial real estate opportunities with credit unions and lending partners. Supporting lending relationships built for long-term alignment.